HOME BUYERS
CONTACT
Please feel free to use the contact list below. Be sure to include any details that might help me better understand your request.
Leonard D. DeCarmine
RE/Max Centre Realty
BUYERS SUCCESS PROGRAM
Are you thinking about buying a home?
This will be the biggest financial decision you will ever make and its best to make this decision clearly and carefully!
The process of buying a home can be stressful, but many of the stresses can be avoided by simply being prepared and knowing what to expect throughout the home-buying experience.
Homeownership and be very rewarding and a good long-term investment. As you pay part of your house payment (principle) down you build equity over time plus any appreciation the market may have on your property.
The tax benefits of home ownership can provide a considerable advantage over renting such as deducting your mortgage interest and certain home improvement completed to the property.
But, the main key to successful and low-stress home buying is to begin by ask yourself a few simple questions:
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Why do I want to purchase a home?
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How long to I intend to live in this home?
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How much of a housing payment can I afford each month?
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How much cash do I currently have to dedicate to this purchase?
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Am I expecting any life-changing events in the near future, such as a job change or new baby?
Once you have given thought to these questions, you will likely have a much clearer idea of what you are looking for in a home and the right reasons for buying.
Lending experts recommend not spending more then 28% of your income on housing.
Download this work sheet to help you figure out your goals.
